WHAT YOU - THE INSURED - MUST KNOW BEFORE
ADJUSTING A PROPERTY INSURANCE CLAIM
Insurance companies may be your friend when you purchase your insurance policy, but make no mistake, they immediately become your adversary once you file a property claim. Immediately following the reporting of your claim, the insurance will mobilize ITS team of professionals; its adjuster, its building estimator, its contents appraiser, its accountant, and its legal professionals, all for the singular purpose of paying you as little as legally possible in connection with your claim. Understand further, your agent may be expert at selling polices, but he or she has not been trained, is not expert in, and will not adjust your property insurance claim for you.
A public adjuster is a professional claims manager, licensed by the departments of insurance for the various United States, exclusively for the purpose of providing professional advocacy and assistance to policyholders in handling their property claims. It is a public adjuster’s role to evaluate your insurance policy, prepare building and contents estimates, valuing the damages you incurred, present those estimates to your insurance company, advocate on your behalf, settle your claim, and get you paid quickly what you are entitled to, not just what your insurance company offers.
Whether it is reviewing the policy, understanding property structure losses, contents losses or business financial losses, the right public adjuster can manage the entire claim process.
TO NORMAL, FAST.
CLAIM & BURDEN OF PROOF
TO FOCUS ON RECOVERY.