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What is a public adjuster?

Written by: Sill Public Adjusters

What is a public adjuster?

A public adjuster is an insurance industry professional who can offer insurance claim help to property owners. We can negotiate with your insurance company on your behalf to settle large claims faster.

Hiring a public adjuster means a licensed insurance claims professional will handle your claim throughout the insurance claims process.

A public adjuster helps property owners and looks for their best interests, not the insurance company's. A private adjuster will get the property owner the claim settlement they deserve.

Your insurance company may seem nice when you choose your coverage, but they become your enemy when you make a claim. The insurance company hires adjusters to protect their interests. Isn’t it prudent that you do the same?


The Sill team has supported business and homeowner clients for over 90 years. They aim to protect their clients' rights and help them maximize their insurance claims.

Our team specializes in insurance claims management, taking on the burden of handling a property insurance claim.

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Sill is the leading public adjusting firm in North America. We have offices throughout North America to respond to any location within hours.

Many of our team members are former insurance company claims adjusters. They are now seasoned experts in public claims adjusting. Sill is a proud member of the National Association of Public Insurance Adjusters, or NAPIA.

We help people right after a disaster so we can best support and speak up for those who have insurance. With our help, our clients settle their claims quickly.

We represent property owners who need to file an insurance claim. We can assist with claims from the beginning or if the property owner thinks the process is too slow.

We specialize in significant losses in both commercial and residential properties. We have extensive experience with commercial property or significant losses and represent hundreds of businesses annually. We can handle insurance coverage disputes and ensure you get the settlement you deserve.

When you hire Sill, this is what we do:

  • Carefully review your insurance policy, identify all coverage limits
  • Inspect and document all damage to the building and other belongings
  • Negotiate the value of your loss with your insurance company
  • Settle your claim much faster and for a more significant amount
  • For businesses, we may be able to recoup lost revenue

Sill has been working for property owners to help settle disputes or other issues with insurers for more than 90 years. We ensure that we treat property owners fairly and provide them with what they deserve in their insurance settlement.

We handle all types of claims ranging from fire, natural disaster, hurricane, tornado, earthquake, or even vandalism. We have handled everything from large residential claims to major commercial property claims of up to $90,000,000.

In October 2018, Hurricane Michael slammed into Florida, causing extensive damage. A property ownership group called Arbor Properties saw significant damage to three apartment buildings near Panama City, Florida.

More than 850 apartment units suffered varying degrees of wind and water damage.

"The bottom line is that this huge claim was resolved in fairly short order, with adequate funding being issued along the way, which allowed us to rebuild quickly. This made the city happy as we are the largest housing source, " said Gordon Thames, Arbor Properties, Inc.

Before hiring a public adjuster, you must find one of your state's insurance commission licenses.

If you have experienced any property loss, you can contact Sill 24/7. We have a team of experts ready to get you on the road to recovery.

We have the best experience in public adjusting and offices throughout the US to help with any loss claim. We can respond to any location within hours of any disaster.

Clients choose Sill for our skilled team of experts in insurance claims. We have licensed adjusters, appraisers, damage experts, and accountants who will represent them in property damage cases.

We can handle property claims of significant magnitude at apartments, factories, stores, and any property. We have the staff and experience to negotiate with your insurance company's adjuster, so you don't have to.

At Sill, we specialize in commercial property and large homeowners insurance claims. If you contact your insurance company for a claim, it's a good idea also to call Sill for a free consultation.

Sill is available 24/7 by calling 844.650.7455.