Chagrin Falls Homeowner's Warning: Why a Public Adjuster Made All the Difference
Why You Shouldn’t Accept the First Insurance Settlement Offer When disaster strikes your home, the last thing you need is a battle with your insurance company. That’s exactly what happened to a Chagrin Falls homeowner facing severe water damage. Initially offered just $22,000—far below the true repair costs—they almost accepted the lowball settlement. But bringing in a public adjuster changed everything. Public adjusters are licensed experts who work for you, not your insurance company. Unlike the company’s adjusters—whose job is to protect their employer’s bottom line—public adjusters advocate for homeowners, making sure you get every dollar your policy promises. In this case, the homeowner’s final settlement rose to $68,000—more than three times the initial offer. The difference? A public adjuster who thoroughly evaluated damage, interpreted policy language, and negotiated relentlessly on their behalf. If you’ve suffered property damage, don’t settle for less than you deserve. Before signing anything, talk to a public adjuster who can make your claim work for you.…
