WHEN DISASTER STRIKES, CONTACT SILL PUBLIC INSURANCE CLAIMS ADJUSTER IMMEDIATELY

The actions taken immediately following a disaster to establish the correct scope of damages, document the damages, and begin the negotiation process with your insurer are critical to maximizing your final settlement. If you or your business have been impacted by a disaster, your first step should be getting contacting Sill public adjusters as soon as possible. Sill public adjusters will get an experienced claim adjusting professional out to your property as soon as possible to protect your interests and make sure you, not the insurance company, takes control and management of your claim. After all it is your claim. You have been the one harmed. You should and must control the claims process.

PERILS

Sill’s nationwide team is unmatched in our expertise and professionalism in advocating for our residential and commercial clients following disasters and ensuring that you receive the maximum payouts for any damage claims, with the least amount of hassle and stress, including but not limited to:

  • tickWind, Hurricanes, and Tornadoes
  • tickWater and Flood Damage
  • tickLightning
  • tickHail
  • tickEarthquakes
  • tickFire
  • tickCollapse
  • tickExplosion
  • tickVandalism
  • tickCyber Loss
  • tickEmployee Theft

A disaster is life-changing enough, without facing the  chaos of trying to get your life and business back in order, and having to manage the painstaking and time-consuming process of trying to manage your insurance claim-without any training or experience. Sill works for you, the insured homeowner or businessowner (never the insurance company!)  to help take the stress off your shoulders of dealing with meeting your burden of proof of establishing your damages as a result of the disaster.  Sill’s work is anything but cookie-cutter. Each loss and insured are unique.  Using objective guidance and a comprehensive range of services to fully understand your  unique insurance policy and goals, Sill’s adjuster will establish a claims strategy  that will ensure you receive the maximum insurance claim payout.

21 Oct 2020
Sill's team helps restaurant owner recover after fire
Sill public adjusters have worked with countless business owners after a loss. Find out how our team supported a restaurant owner in Indianapolis.
19 Oct 2020
5 ways Sill may maximize your insurance claim
Here's 5 ways Sill public adjusters will work to maximize your claim. Our expert team has the experience to guide your through any type of loss claim.
14 Oct 2020
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Sill is the leading public adjusting firm in the country, our experts consistently earn repeat business from our clients who have suffered multiple losses.
07 Oct 2020
Sill may be able to help, even months after your property is damaged
In some cases, Sill's public adjusters may be able to help you, even if your property loss happened more than a year ago.
29 Sep 2020
Sill's professional approach helps Pittsburgh dry cleaner after fire
In September of 2019, a devastating fire tore through Leff-Marvin Cleaner. The fire severely damaged the building and left the owner with injuries.
24 Sep 2020
What Sill public adjusters look for in a water damage claim
Property damage comes in all forms and Sill Public Adjusters has over 90 years of experience handling any type of loss claim. If you've experienced a loss involving water you should contact Sill for help understanding what is or is not covered by your current insurance policy.
22 Sep 2020
Bauman Orchards recovers from fire with Sill's support
In February of 2019, a fast-moving fire tore through the barn at the Scenic Ridge Fruit farm in Jeromesville, Ohio.
16 Sep 2020
Hurricane Sally made landfall early Wednesday morning
Hurricane Sally brought strong winds and heavy rains to the northern gulf coast region. Contact Sill for help with any insurance loss claim
09 Sep 2020
Sill helps Diesel Dick's after fire destroyed business in Bloomington, IL
Sill Public Adjusters worked with an auto repair shop in Bloomington, Illinois that was destroyed by fire in October of 2019.
03 Sep 2020
The Federal Metal Company's recovery from fire
Sill Public Adjusters helped The Federal Metal Company in Bedford, OH to recover from a significant fire at their facility.
27 Aug 2020
Hurricane Laura makes landfall as a devastating Category 4 storm
Hurricane Laura is leaving a trail of damage in its wake. Sill Company has an experienced team of public adjusters ready to help with an insurance claim.
26 Aug 2020
3 reasons to contact Sill Company if Hurricane Laura causes property damage to your home or business
Hurricane Laura is set to make landfall in the Gulf region. Contact Sill Company for help with your property damage claim.
04 Jun 2020
Are Damages to Businesses from Riots Covered Under Property Insurance Policies?
Sill shares insights into damages resulting from riots and discussed potential coverage under commercial property insurance policies.
30 Apr 2020
Coronavirus Triggers Business Interruption Coverage
Does COVID-19 constitute business interruption coverage? That is the question many are asking and the answer is yes. The blog reviews why you are covered.
07 Apr 2020
Business Interruption Interview with IREM
IREM interviewed Sill's Michael Perlmuter to gather business interruption insights for their membership as well as how it may apply to interruption caused by the coronavirus.
02 Apr 2020
What Documentation Is Needed for COVID-19 Business Interruption Claims?
Sill shares insights into the documentation and record-keeping that may be required to support your business interruption claim for COVID-19 losses.
26 Mar 2020
Coronavirus Impact Potentially Leading to New Insurance Legislation
Sill shares insights into new legislation impacts as a result of business interruption due to the coronavirus and insurance claims language.
19 Mar 2020
Businesses Possibly Covered for COVID-19 Losses
Sill shares insights into the potential business interruption recoveries businesses can look for that are impacted by COVID-19 losses.
18 Apr 2019
Analyzing the Notre Dame Cathedral Disaster
Analyzing the Notre Dame Cathedral Disaster From an Insurance Loss Perspective
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THE SILL PROCESS

Sill and team have over 90 years of experience as public insurance claims adjusters, estimators, appraisers, accountants and attorneys, who over that time have built out an optimized process for getting our clients maximum financial return from their insurance policies, while at the same time taking the stress of the claim off their shoulders.

Following your loss report, your insurance company will employ its own professional yet biased team of adjusters, building estimators, contents appraisers, forensic accountants, and coverage attorneys-all designed to: 1) challenge what aspects of your claim are covered by your policy, 2) establish a scope of damages most favorable to them, and then 3) prepare DETAILED, multi-page estimates all to confirm their position of the scope and value of your damages.

Unless you have a professionally trained, skilled, and experienced public adjuster in your corner, you simply cannot refute their position. So, this, specifically, is how Sill helps:

  • tickWithin 24 hours of contacting Sill, we will have our team of experts on-site to begin the field work involved in establishing your position on the claim.
  • tickSill’s adjuster will first evaluate your insurance policy to determine ALL THE COVERAGES AND EXTENSIONS that you have, not just the ones the insurance company’s adjuster wants to tell you about, and will further determine if the limitations and exclusions that the insurance company’s adjuster is telling you actually do exist. He will discuss with you your options in handling of the claim and work together with you to develop a claims strategy that will be used as the roadmap for claims handling.
  • tickSill’s adjuster will then walk the entire loss site with the insurance company adjuster to establish the scope of the loss AS WE/YOU SEE IT, not as they see it.
  • tickSill’s building estimator will prepare a brick by brick, stick by stick Xactimate building estimate (which can run into the thousands of pages) to establish your position on building damages.
  • tickSill’s contents estimator will take an inventory of all the damaged personal or business personal property, and determine what needs cleaning, what needs repairing and what needs replacing, followed by pricing of each and every damaged item of inventory.
  • tickSill’s forensic accountant will review your significant financial documents to prepare your business income loss in the specific manner and form specially required by each insurance company.
  • tickAnd all this time, Sill’s attorney will hover in the background, ensuring that your insurance company treats you fairly and does not take an inappropriately adverse position on coverage.
  • tickGet you paid-quickly and fully!
IS SILL RIGHT FOR YOU?
USE OUR STEP BY STEP
WALKTHROUGH TOOL.
21 Oct 2020
Sill's team helps restaurant owner recover after fire
Sill public adjusters have worked with countless business owners after a loss. Find out how our team supported a restaurant owner in Indianapolis.
19 Oct 2020
5 ways Sill may maximize your insurance claim
Here's 5 ways Sill public adjusters will work to maximize your claim. Our expert team has the experience to guide your through any type of loss claim.
14 Oct 2020
Sill earns repeat business with quality work for our clients
Sill is the leading public adjusting firm in the country, our experts consistently earn repeat business from our clients who have suffered multiple losses.
07 Oct 2020
Sill may be able to help, even months after your property is damaged
In some cases, Sill's public adjusters may be able to help you, even if your property loss happened more than a year ago.
29 Sep 2020
Sill's professional approach helps Pittsburgh dry cleaner after fire
In September of 2019, a devastating fire tore through Leff-Marvin Cleaner. The fire severely damaged the building and left the owner with injuries.
24 Sep 2020
What Sill public adjusters look for in a water damage claim
Property damage comes in all forms and Sill Public Adjusters has over 90 years of experience handling any type of loss claim. If you've experienced a loss involving water you should contact Sill for help understanding what is or is not covered by your current insurance policy.
22 Sep 2020
Bauman Orchards recovers from fire with Sill's support
In February of 2019, a fast-moving fire tore through the barn at the Scenic Ridge Fruit farm in Jeromesville, Ohio.
16 Sep 2020
Hurricane Sally made landfall early Wednesday morning
Hurricane Sally brought strong winds and heavy rains to the northern gulf coast region. Contact Sill for help with any insurance loss claim
09 Sep 2020
Sill helps Diesel Dick's after fire destroyed business in Bloomington, IL
Sill Public Adjusters worked with an auto repair shop in Bloomington, Illinois that was destroyed by fire in October of 2019.
03 Sep 2020
The Federal Metal Company's recovery from fire
Sill Public Adjusters helped The Federal Metal Company in Bedford, OH to recover from a significant fire at their facility.
27 Aug 2020
Hurricane Laura makes landfall as a devastating Category 4 storm
Hurricane Laura is leaving a trail of damage in its wake. Sill Company has an experienced team of public adjusters ready to help with an insurance claim.
26 Aug 2020
3 reasons to contact Sill Company if Hurricane Laura causes property damage to your home or business
Hurricane Laura is set to make landfall in the Gulf region. Contact Sill Company for help with your property damage claim.
04 Jun 2020
Are Damages to Businesses from Riots Covered Under Property Insurance Policies?
Sill shares insights into damages resulting from riots and discussed potential coverage under commercial property insurance policies.
30 Apr 2020
Coronavirus Triggers Business Interruption Coverage
Does COVID-19 constitute business interruption coverage? That is the question many are asking and the answer is yes. The blog reviews why you are covered.
07 Apr 2020
Business Interruption Interview with IREM
IREM interviewed Sill's Michael Perlmuter to gather business interruption insights for their membership as well as how it may apply to interruption caused by the coronavirus.
02 Apr 2020
What Documentation Is Needed for COVID-19 Business Interruption Claims?
Sill shares insights into the documentation and record-keeping that may be required to support your business interruption claim for COVID-19 losses.
26 Mar 2020
Coronavirus Impact Potentially Leading to New Insurance Legislation
Sill shares insights into new legislation impacts as a result of business interruption due to the coronavirus and insurance claims language.
19 Mar 2020
Businesses Possibly Covered for COVID-19 Losses
Sill shares insights into the potential business interruption recoveries businesses can look for that are impacted by COVID-19 losses.
18 Apr 2019
Analyzing the Notre Dame Cathedral Disaster
Analyzing the Notre Dame Cathedral Disaster From an Insurance Loss Perspective

PROFESSIONAL LEGAL AND ACCOUNTING ADVISORS

As a trusted advisor to your clients, you may be looked to by your client to assist in the claims handling process. And you may have experience in generally dealing with insurance companies. But, understanding the intricacies of a property policy, determining the scope of damages, and preparing a building damage estimate and/or inventorying damage business or personal property is far afield of your expertise. Feel free to trust your clients to Sill, one of the longest established, the most highly trusted, and the ONLY national public adjuster in the country. We are respectful of your relationship with your client and will never do anything to upset or complicate that relationship. We will only enhance it by confirming that your referral to Sill was both the right and prudent thing for your client.

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