Skip to Content

National Flood Insurance Program extended temporarily

Written by: Sill Public Adjusters

National Flood Insurance Program extended temporarily

A bill passed by Congress last week offers a temporary extension to the National Flood Insurance Program. It is part of a nine-week stop-gap funding bill that is connected to the debt limit. 

The NFIP extension goes through December 3, 2021. 

The Federal Emergency Management Agency manages the NFIP. It started in 1968 to protect property owners and help them recover faster after a flood.

Hurricane Ida killed 43 people and caused significant flooding in four states. New York, New Jersey, Pennsylvania, and Connecticut all dealt with heavy rains and flooding that caused somewhere between $31 - 44 billion dollars in damage, according to Risk Management Solutions, Inc.

According to FEMA, just one inch of water can cause up to $25,000 in property damage.

The key for property owners is to have additional flood insurance coverage that is not typically part of a standard policy. If you live in an area at risk for flooding, you should consider paying for the additional flood insurance.

If floodwaters damage your property, it is also essential to understand what is covered, how to document damage properly, and how to settle your insurance claim successfully.

Filing a property damage claim can quickly turn into a very long and stressful ordeal, especially when it involves water damage.

If you find yourself in this situation, you do not have to take on the insurance company alone. You can hire Sill, the leading public adjusting firm in North America, for professional insurance claim management help.

We can speed up your settlement by working with you throughout your claim.

Here's what we do: 

  • Review your insurance policy
  • Document your property damage, including all contents
  • Schedule meetings and handle communication with your insurance company
  • Settle your claim faster

Hiring Sill levels the playing field with your insurance company. If you file a claim, your insurance company will assemble a team that will be assigned to your loss. Sill works for you, not the insurance company, and we are there to represent your best interests.

We have handled all types of losses, and we specialize in commercial or large residential claims. We have successfully negotiated claims with almost every insurance provider in the industry.

We have offices throughout North America, which means we can respond to any location within hours of an incident. If you have experienced flood damage after a recent storm contact our expert public adjusting team today by calling 844-650-SILL.