MAXIMIZE YOUR COMMERCIAL INSURANCE CLAIM

MANUFACTURING
REAL ESTATE
HOSPITALITY
RESTAURANTS
& FOOD SERVICE
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EDUCATIONAL
INSTITUTIONS
RELIGIOUS
INSTITUTIONS
PRIVATE CLUBS
GOVERNMENT
If you have experienced a disaster that has impacted your business, the insurance company likely will have their interests primarily at the forefront and not yours. That’s why they have adjusters, building estimators, contents appraisers, engineers, and accountants working for them-all to contain and minimize claims payouts. You need and deserve an advocate also if you are to get paid what you are entitlted to under your policy. Our team of public adjusters have one interest. Maximize your claim and get your business back up and running as quickly as possible.

 

Sill’s expertise spans the entire realm of commercial business, including industrial, apartments and condominiums, retail, office, educational and faith-based, hospitality and restaurants, and other organizational entities. Our company and professional teams have handled, literally, thousands of claims in each area and, thus, are expert in the nuances of each sector, market, and industry. We understand the policy nuances associated with each industry, and the challenges that each insured in each category faces attempting to both maximize your claim, get you paid and back in business as quickly as possible. If you have a commercial claim or need help with one, do not delay in contacting us! Every day of delay will likely result in you compromising your claim.

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MANUFACTURING

Most public adjusters have very little experience handing the complexities of property losses to manufacturing facilities. These claims are quite complex and require a considerable understanding of the manufacturing process at hand and knowledge about the production equipment, as well as depreciation accounting. Our forensic accounting team places additional emphasis on the accurate and complete compilation of business interruption loss claims, without which it is nearly impossible to remain in business. Sill is unquestionably the nation’s leading expert in manufacturing insurance claims. Ask us for our lengthy reference list in this area.

Equipment Breakdown Coverage

Equipment breakdowns frequently result in significant losses for manufacturers and distribution companies. Insurance coverage for such occurrences is generally separate and apart from standard commercial property insurance forms. That coverage, sometimes referred to as “boiler and machinery” coverage, is coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers. Coverage applies to the cost to repair or replace the equipment and any other equipment damaged by the equipment breakdown. Resulting business income and extra expense loss is often covered as well. Sill is generally regarded as the nation’s leading expert in mechanical equipment claims, with vast experience in all types of industry.

REAL ESTATE

Adjusting claims on behalf of real estate owners and property managers, including apartments and condominiums, shopping centers and malls, office buildings along with other single user and multi-tenant structures requires substantial experience in review of leases and condominium documents, identifying and segregating insurable interests between the owner and tenant policies or between the condominium association and the condo owners, and experience in projecting loss periods for the proper documentation of rental and income loss claims.

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HOSPITALITY

The hospitality industry, including hotels, motels and resorts, historically has a high incidence of property damage claims as a result of exposure to losses from all types of perils. The application of depreciation to real and personal property combined with the sophistication and experience needed to project loss periods for the proper documentation of business interruption claims are critical issues that must be most significantly addressed by an insured and the public adjuster valuing the loss.

RESTAURANTS & FOOD SERVICE

Restaurants, catering facilities and other retail food enterprises encounter unique issues when suffering property damage. The initial issues of properly estimating the damage to building, equipment and décor and then calculating both business income loss and determining the loss period can be quite complex. A public adjuster’s extensive experience in quickly and successfully adjusting claims in the restaurant and food service business is key to ensuring that you are up and operating again in the shortest possible time frame.

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IS SILL RIGHT FOR YOU?
USE OUR STEP BY STEP
WALKTHROUGH TOOL.
21 Oct 2020
Sill's team helps restaurant owner recover after fire
Sill public adjusters have worked with countless business owners after a loss. Find out how our team supported a restaurant owner in Indianapolis.
19 Oct 2020
5 ways Sill may maximize your insurance claim
Here's 5 ways Sill public adjusters will work to maximize your claim. Our expert team has the experience to guide your through any type of loss claim.
14 Oct 2020
Sill earns repeat business with quality work for our clients
Sill is the leading public adjusting firm in the country, our experts consistently earn repeat business from our clients who have suffered multiple losses.
07 Oct 2020
Sill may be able to help, even months after your property is damaged
In some cases, Sill's public adjusters may be able to help you, even if your property loss happened more than a year ago.
29 Sep 2020
Sill's professional approach helps Pittsburgh dry cleaner after fire
In September of 2019, a devastating fire tore through Leff-Marvin Cleaner. The fire severely damaged the building and left the owner with injuries.
24 Sep 2020
What Sill public adjusters look for in a water damage claim
Property damage comes in all forms and Sill Public Adjusters has over 90 years of experience handling any type of loss claim. If you've experienced a loss involving water you should contact Sill for help understanding what is or is not covered by your current insurance policy.
22 Sep 2020
Bauman Orchards recovers from fire with Sill's support
In February of 2019, a fast-moving fire tore through the barn at the Scenic Ridge Fruit farm in Jeromesville, Ohio.
16 Sep 2020
Hurricane Sally made landfall early Wednesday morning
Hurricane Sally brought strong winds and heavy rains to the northern gulf coast region. Contact Sill for help with any insurance loss claim
09 Sep 2020
Sill helps Diesel Dick's after fire destroyed business in Bloomington, IL
Sill Public Adjusters worked with an auto repair shop in Bloomington, Illinois that was destroyed by fire in October of 2019.
03 Sep 2020
The Federal Metal Company's recovery from fire
Sill Public Adjusters helped The Federal Metal Company in Bedford, OH to recover from a significant fire at their facility.
27 Aug 2020
Hurricane Laura makes landfall as a devastating Category 4 storm
Hurricane Laura is leaving a trail of damage in its wake. Sill Company has an experienced team of public adjusters ready to help with an insurance claim.
26 Aug 2020
3 reasons to contact Sill Company if Hurricane Laura causes property damage to your home or business
Hurricane Laura is set to make landfall in the Gulf region. Contact Sill Company for help with your property damage claim.
04 Jun 2020
Are Damages to Businesses from Riots Covered Under Property Insurance Policies?
Sill shares insights into damages resulting from riots and discussed potential coverage under commercial property insurance policies.
30 Apr 2020
Coronavirus Triggers Business Interruption Coverage
Does COVID-19 constitute business interruption coverage? That is the question many are asking and the answer is yes. The blog reviews why you are covered.
07 Apr 2020
Business Interruption Interview with IREM
IREM interviewed Sill's Michael Perlmuter to gather business interruption insights for their membership as well as how it may apply to interruption caused by the coronavirus.
02 Apr 2020
What Documentation Is Needed for COVID-19 Business Interruption Claims?
Sill shares insights into the documentation and record-keeping that may be required to support your business interruption claim for COVID-19 losses.
26 Mar 2020
Coronavirus Impact Potentially Leading to New Insurance Legislation
Sill shares insights into new legislation impacts as a result of business interruption due to the coronavirus and insurance claims language.
19 Mar 2020
Businesses Possibly Covered for COVID-19 Losses
Sill shares insights into the potential business interruption recoveries businesses can look for that are impacted by COVID-19 losses.
18 Apr 2019
Analyzing the Notre Dame Cathedral Disaster
Analyzing the Notre Dame Cathedral Disaster From an Insurance Loss Perspective

EDUCATIONAL INSTITUTIONS

Public and private schools, from elementary through high school to college and beyond sustain losses that require administrators to meet two goals — those of recouping damages and providing for quick resolution of claims. Sill has worked extensively with boards of education and university officials to obtain speedy, successful recoveries.

RELIGIOUS INSTITUTIONS

Churches, synagogues and other faith-based institutions are subject to significant property losses. Indeed, these times of crisis can be overwhelming to the religious and lay staff as well as the boards of trustees who typically are not accustomed to dealing with events of this nature. Sill’s building, contents and business interruption personnel are veterans in handling these difficult claims, helping these congregations repair and/or rebuild and getting its members feet back into house of worship seats.

PRIVATE CLUBS

Property losses incurred by private membership clubs compel professional club managers and boards of trustees to expertly remediate the damage. Members of these athletic, country, dining, and social clubs expect the facility to be fully restored immediately to comparable or better conditions. Sill has successfully represented many private club losses throughout the country, providing professional guidance and assuming responsibility for management of the property claim.

GOVERNMENT

Sill has worked with many governmental entities helping to appraise and compile claims. Our ability to be on-site immediately following a loss has spelled a meaningful difference to our many satisfied governmental clients.

Testimonials
WHAT PEOPLE SAY
Hear Sill reviews from some of our recent customers.
  • Having a diverse background as an attorney and a certified public accountant, along with all the
    complexities of the dairy industry, I was strongly contemplating adjusting the claim myself.
    After the process began, I quickly realized that I would have been in over my head and would have
    cost the Soehnlen family millions of dollars.


    "The adjusting process with the insurance industry needs the specializations that the members of
    your organization possess. With the help of Alex N. Sill, Superior was able to collect almost
    2 million dollars more than our original expectations."

    Emil A. Soehnlen, Esq., CPA, MT

    Superior Dairy, Inc., Canton, Ohio

  • I think most people would be surprised to know that the insurance company hires experts to prepare the claim for them. Although . . . they claim to be 'independent,' they are not. Without your involvement we would have had to negotiate with these experts on our own. The result would have been disastrous.

    Sill ultimately recovered an amount almost three times the amount their experts wanted us to settle for. I would advise anyone with a major claim like ours to hire the Sill Company. We did and it made all the difference.

    Champak Shah, Partner

    Holiday Inn Express & Suites, Heath, Ohio

  • On behalf of the French Market Corporation, I would like to offer my appreciation for your ongoing work on the hurricane damage claims to the historic French Market in New Orleans, Louisiana. As I am sure you will agree, Hurricane Katrina has brought some unprecedented challenges in adjusting our claims and I am confident we would be struggling without your professional guidance.

    It has been a pleasure working with you and I would not hesitate to offer my recommendation of the Alex Sill Company in the future. Please give my best to Keith Brenneman for his thorough evaluation of our historic buildings.

    Richard G. McCall - Director

    French Market Corporation, New Orleans, LA

  • Without the benefits of your firm's expertise and professional employees we, DePauw University, would not have been able to have reached a fair settlement of recovering the values of our building and content.

    Richard A. Shuck - Director of Business Service

    DePauw University, Greencastle, Indiana

  • Once again, I have the opportunity to express my appreciation for the excellent representation of you and Alex N. Sill Company. There is no doubt in our mind that we made the right choice in selecting Alex N. Sill; and that you are a credit the industry.

    Gerald B. Shreiber, President

    J & J Snack Foods Corporation, Pennsauken, New Jersey

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