On its own, a disaster to your home can be completely overwhelming. A large property damage claim with your insurance company will only add to the stress. Very few people are familiar enough with property insurance policies to truly understand the coverages, limitations and exclusions of their policy. Trying to manage your insurance claim without an understanding of your policy is nearly impossible. You won’t know why your insurance writes that something is not covered. Why did you receive a Reservation of Rights letter? And what does it mean? Is your loss covered or not?
For over 90 years, Sill has been homeowners advocates nationwide when it comes to handling property insurance claims. Making sure you, the insured, are getting what you are due based on your policy, not what the insurance company, in its own self-interest, tells you that you are due.
Your insurance company adjuster represents the insurance company, not you. They need to minimize what is paid out. Sill wants to make sure you get paid everything you are owed. Wondering how it all works? Here is a high-level overview of the process.
