Other than the lives of your loved ones, your home might be the most sacred thing in your family’s life. Damage to your home from a major event can be devastating, but your recovery doesn’thave to be.

Few things in life are more daunting than having to manage a property damage claim to your home, especially if you have never experienced a major insurance claim involving your home. Whether from a fire, hurricane, tornado, windstorm, hail, lightning, burst pipe, flood or a collapse, few homeowners know what to do and where to turn for help in resolving the catastrophe and navigating their way through the red tape of an insurance claim. It is simply not sufficient to rely on your insurance agent, adjuster, and/or company to protect your interests. Your agent sells policies; he or she hasn’t been trained to and doesn’t adjust property losses. Your insurance companies hires adjusters to protect their interests, not yours. You need and deserve professional advocacy and assistance also.

Who will protect your interests? Who will wade through the complexities of your insurance policy, where coverage is provided on page 1 and then modified, limited, or excluded on the rest of the pages? Who will prepare a structure damage estimate with your vision of the scope and damages to your home? Who will inventory your damaged personal property, determine whether it can be cleaned, or whether it should be repaired or replaced? Who will price the damage to your personal property? Because without all those tasks being handled, you will not meet your burden of proof on your claim, and will simply have to accept whatever the insurance company offers.

Sill public adjusters is there to help handle all those tasks and advocate for you to receive a fair and equitable settlement for your home property and contents loss. It is important to make sure that the public adjuster you are working with is certified by the National Association of Public Insurance Adjusters (NAPIA)

Not sure where to start?

On its own, a disaster to your home can be completely overwhelming. A large property damage claim with your insurance company will only add to the stress. Very few people are familiar enough with property insurance policies to truly understand the coverages, limitations and exclusions of their policy. Trying to manage your insurance claim without an understanding of your policy is nearly impossible. You won’t know why your insurance writes that something is not covered. Why did you receive a Reservation of Rights letter? And what does it mean? Is your loss covered or not?

For over 90 years, Sill has been homeowners advocates nationwide when it comes to handling property insurance claims. Making sure you, the insured, are getting what you are due based on your policy, not what the insurance company, in its own self-interest, tells you that you are due.

Your insurance company adjuster represents the insurance company, not you. They need to minimize what is paid out. Sill wants to make sure you get paid everything you are owed. Wondering how it all works? Here is a high-level overview of the process.

21 Oct 2020
Sill's team helps restaurant owner recover after fire
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Sill earns repeat business with quality work for our clients
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07 Oct 2020
Sill may be able to help, even months after your property is damaged
In some cases, Sill's public adjusters may be able to help you, even if your property loss happened more than a year ago.
29 Sep 2020
Sill's professional approach helps Pittsburgh dry cleaner after fire
In September of 2019, a devastating fire tore through Leff-Marvin Cleaner. The fire severely damaged the building and left the owner with injuries.
24 Sep 2020
What Sill public adjusters look for in a water damage claim
Property damage comes in all forms and Sill Public Adjusters has over 90 years of experience handling any type of loss claim. If you've experienced a loss involving water you should contact Sill for help understanding what is or is not covered by your current insurance policy.
22 Sep 2020
Bauman Orchards recovers from fire with Sill's support
In February of 2019, a fast-moving fire tore through the barn at the Scenic Ridge Fruit farm in Jeromesville, Ohio.
16 Sep 2020
Hurricane Sally made landfall early Wednesday morning
Hurricane Sally brought strong winds and heavy rains to the northern gulf coast region. Contact Sill for help with any insurance loss claim
09 Sep 2020
Sill helps Diesel Dick's after fire destroyed business in Bloomington, IL
Sill Public Adjusters worked with an auto repair shop in Bloomington, Illinois that was destroyed by fire in October of 2019.
03 Sep 2020
The Federal Metal Company's recovery from fire
Sill Public Adjusters helped The Federal Metal Company in Bedford, OH to recover from a significant fire at their facility.
27 Aug 2020
Hurricane Laura makes landfall as a devastating Category 4 storm
Hurricane Laura is leaving a trail of damage in its wake. Sill Company has an experienced team of public adjusters ready to help with an insurance claim.
26 Aug 2020
3 reasons to contact Sill Company if Hurricane Laura causes property damage to your home or business
Hurricane Laura is set to make landfall in the Gulf region. Contact Sill Company for help with your property damage claim.
04 Jun 2020
Are Damages to Businesses from Riots Covered Under Property Insurance Policies?
Sill shares insights into damages resulting from riots and discussed potential coverage under commercial property insurance policies.
30 Apr 2020
Coronavirus Triggers Business Interruption Coverage
Does COVID-19 constitute business interruption coverage? That is the question many are asking and the answer is yes. The blog reviews why you are covered.
07 Apr 2020
Business Interruption Interview with IREM
IREM interviewed Sill's Michael Perlmuter to gather business interruption insights for their membership as well as how it may apply to interruption caused by the coronavirus.
02 Apr 2020
What Documentation Is Needed for COVID-19 Business Interruption Claims?
Sill shares insights into the documentation and record-keeping that may be required to support your business interruption claim for COVID-19 losses.
26 Mar 2020
Coronavirus Impact Potentially Leading to New Insurance Legislation
Sill shares insights into new legislation impacts as a result of business interruption due to the coronavirus and insurance claims language.
19 Mar 2020
Businesses Possibly Covered for COVID-19 Losses
Sill shares insights into the potential business interruption recoveries businesses can look for that are impacted by COVID-19 losses.
18 Apr 2019
Analyzing the Notre Dame Cathedral Disaster
Analyzing the Notre Dame Cathedral Disaster From an Insurance Loss Perspective
Hear Sill reviews from some of our recent customers.
  • Having a diverse background as an attorney and a certified public accountant, along with all the
    complexities of the dairy industry, I was strongly contemplating adjusting the claim myself.
    After the process began, I quickly realized that I would have been in over my head and would have
    cost the Soehnlen family millions of dollars.

    "The adjusting process with the insurance industry needs the specializations that the members of
    your organization possess. With the help of Alex N. Sill, Superior was able to collect almost
    2 million dollars more than our original expectations."

    Emil A. Soehnlen, Esq., CPA, MT

    Superior Dairy, Inc., Canton, Ohio

  • I think most people would be surprised to know that the insurance company hires experts to prepare the claim for them. Although . . . they claim to be 'independent,' they are not. Without your involvement we would have had to negotiate with these experts on our own. The result would have been disastrous.

    Sill ultimately recovered an amount almost three times the amount their experts wanted us to settle for. I would advise anyone with a major claim like ours to hire the Sill Company. We did and it made all the difference.

    Champak Shah, Partner

    Holiday Inn Express & Suites, Heath, Ohio

  • On behalf of the French Market Corporation, I would like to offer my appreciation for your ongoing work on the hurricane damage claims to the historic French Market in New Orleans, Louisiana. As I am sure you will agree, Hurricane Katrina has brought some unprecedented challenges in adjusting our claims and I am confident we would be struggling without your professional guidance.

    It has been a pleasure working with you and I would not hesitate to offer my recommendation of the Alex Sill Company in the future. Please give my best to Keith Brenneman for his thorough evaluation of our historic buildings.

    Richard G. McCall - Director

    French Market Corporation, New Orleans, LA

  • Without the benefits of your firm's expertise and professional employees we, DePauw University, would not have been able to have reached a fair settlement of recovering the values of our building and content.

    Richard A. Shuck - Director of Business Service

    DePauw University, Greencastle, Indiana

  • Once again, I have the opportunity to express my appreciation for the excellent representation of you and Alex N. Sill Company. There is no doubt in our mind that we made the right choice in selecting Alex N. Sill; and that you are a credit the industry.

    Gerald B. Shreiber, President

    J & J Snack Foods Corporation, Pennsauken, New Jersey