Public Adjusters Help Iowa Farms Recover From Catastrophic Loss
When disaster struck Fremont Farms in Malcom, Iowa, this leading agricultural producer faced a devastating property loss that threatened its future. The initial insurance offer fell far short of the true costs—until Sill Public Adjusters stepped in to fight for their recovery. Through expert documentation, negotiation, and advocacy, our team secured a landmark $25 million settlement, enabling Fremont Farms to rebuild and thrive.
About Fremont Farms: Iowa’s Premier Agricultural Operation
Fremont Farms is one of Iowa’s largest and most advanced agricultural businesses, specializing in high-quality liquid egg production. Their state-of-the-art facility in Malcom includes cage-free and conventional barns, a dedicated feed mill, and advanced egg processing capabilities. With a focus on sustainable farming and rigorous food safety standards, Fremont Farms is a cornerstone of the local economy and a trusted supplier to food companies nationwide.
Catastrophic Loss Threatens Iowa Agricultural Business
Farming operations in Iowa face unique risks from severe weather, equipment failures, and unexpected disasters. For Fremont Farms, a catastrophic incident caused massive property damage—crippling operations, threatening revenue, and endangering jobs. The scope of the loss was extraordinary, impacting barns, processing equipment, grain storage, and infrastructure essential to their supply chain.
Major Challenges With the Insurance Claim Process
Fremont Farms quickly realized their insurance company was more interested in minimizing the payout than supporting recovery. Key obstacles included:
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Claim denials and underpayments: The insurer questioned coverage for vital structures and assets.
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Delays and documentation demands: Endless requests for paperwork and slow responses delayed the claim.
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Complex policy language: Ambiguous terms created confusion over what was truly covered.
These common insurance tactics forced Fremont Farms to seek professional help to ensure a fair settlement.
How Sill Public Adjusters Advocated for Fremont Farms
Our Iowa public adjusters deployed a rapid response team to Fremont Farms, beginning with a thorough review of all policies and damages. We:
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Conducted detailed inspections to identify every loss, including hidden and structural damage.
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Prepared comprehensive claim documentation, from photographs to incident reports.
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Managed all insurer communications, shielding Fremont Farms from stressful negotiations.
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Coordinated joint inspections, ensuring nothing was overlooked or undervalued.
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Used forensic accounting to prove the true financial impact, including business interruption losses.
Our team’s agricultural expertise and relentless advocacy made all the difference for Fremont Farms.
Record-Setting Results: $25 Million Settlement Enables Full Recovery
Sill Public Adjusters’ comprehensive approach resulted in a $25 million insurance settlement for Fremont Farms—far exceeding the initial offer. This outcome provided:
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Full funding to rebuild barns, replace equipment, and restore operations
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Protection of jobs and the local food supply chain
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Operational continuity and long-term business resilience
Fremont Farms was able to recover faster, rebuild better, and secure its future as a leading Iowa agricultural business.
The Value of Professional Representation for Iowa Agriculture
The Fremont Farms case highlights why Iowa’s agricultural businesses turn to Sill Public Adjusters for complex, high-value insurance claims. Our local knowledge, industry experience, and unwavering client focus consistently deliver higher settlements and peace of mind during recovery.
Iowa Farms Trust Sill Public Adjusters for Major Loss Claims
For agricultural businesses in Iowa, securing a fair insurance settlement after catastrophic loss is not just about numbers—it’s about survival. Sill Public Adjusters leveled the playing field for Fremont Farms, turning a potential disaster into a story of recovery and renewal. When every dollar counts, Iowa’s farm owners trust our expertise to protect their operations, employees, and future.