Public Adjuster | Latest News from Sill

Gas Line Explosion: Property Recovery & Claims Guide

Fri, 26 Jun 2026 11:27:45 Z

A gas line explosion is one of the most catastrophic events a homeowner can experience. In a matter of seconds, structural integrity is compromised, personal possessions are vaporized, and families are left in emotional and financial shock.

Once the immediate physical danger has passed and emergency services have cleared the scene, a secondary crisis begins: navigating the complex, adversarial process of property restoration and insurance recovery.

Because gas explosions involve unique legal liabilities, municipal investigations, and extensive structural issues, these claims are fundamentally different from standard fire or water losses.

This comprehensive guide outlines the critical steps you must take immediately after an explosion and explains why a licensed public adjuster is vital to securing the maximum settlement you need to rebuild your life.

CRITICAL SAFETY WARNING: If you smell gas (a rotten-egg odor), hear a hissing sound, or suspect a leak, evacuate the area immediately. Do NOT turn electronic switches on or off, light matches, or use a phone inside the structure. Call 911 and your utility company from a safe distance.

Step 1: Prioritize Immediate Safety and Secure Official Clearance

Your absolute priority during and immediately following a gas line explosion is life safety. Do not attempt to re-enter the property to salvage belongings until municipal authorities have explicitly declared the site stable.

Evacuate and Establish Distance: Move at least several hundred feet away from the structure. Secondary explosions or localized structural collapses are common.
First Responder Coordination: Fire departments, utility teams, and structural engineers will dominate the scene. Ensure you obtain the incident report number or the contact information of the commanding fire official before leaving.
Secure the Perimeter: Once cleared by authorities, the property must be secured to prevent looting, liability issues, or further weather-related damage.

Step 2: Understand the Nature of Gas Explosion Insurance Claims

Unlike standard claims, gas explosions involve a complex interplay of property insurance policy language and third-party liability. A typical recovery strategy must evaluate multiple potential sources of compensation:

First-Party Property Insurance: Your homeowners policy covers perils such as fire and explosion. This is your primary mechanism for structural rebuilding and temporary living expenses.
Third-Party Tort Liability: If the explosion was caused by utility company negligence, faulty appliance manufacturing, or improper contractor installation, a third-party civil lawsuit may run parallel to your insurance claim.

Because millions of dollars are frequently at stake, your insurance provider will immediately deploy a team of corporate adjusters, forensic engineers, and legal counsel. Their objective is to minimize the insurance company’s financial exposure—either by attributing blame to a third party to delay payment, or by undervaluing the true cost of structural remediation.

WHY GAS EXPLOSION CLAIMS ARE DIFFERENT: Standard claims deal with visible damage. Gas explosions generate shockwaves that crack foundations hundreds of feet from the epicenter, warp hidden structural framing, and compromise underground plumbing connections. Standard insurance company adjusters frequently miss these invisible defects.

Step 3: Document Everything (Without Over-Assessing)

When it is safe and legally permissible, meticulous documentation is paramount. However, do not attempt to write complex technical repair estimates yourself, as the insurance carrier may use your unguided assessments against you later.

Visual Evidence: Take high-resolution photographs and videos of the exterior, interior, foundation, and surrounding property lines. Capture structural cracks, shifted door frames, and blown-out windows.
Preserve Physical Evidence: If a faulty appliance or pipe caused the issue, municipal investigators or forensic engineers will seize it. Document who took what item and obtain chain-of-custody receipts.
Track Additional Living Expenses (ALE): If your home is uninhabitable, your policy covers hotel stays, rental homes, meals, and relocation costs. Keep every single receipt organized chronologically.

Step 4: The Role of a Public Adjuster in Your Recovery

Most policyholders do not realize that the insurance adjuster assigned to their case works exclusively for the insurance company. To balance the scales, you have the right to retain a Public Adjuster—a licensed, independent insurance professional who works solely on behalf of you, the policyholder.

Engaging a public adjuster early in a gas line explosion claim is often the deciding factor between a partial denial and a comprehensive, maximum policy payout. Here is how they protect you:

1. Comprehensive Structural Damage Mapping

The concussive force of a gas explosion sends violent shockwaves through a home. While your insurance company might offer to patch damaged drywall and replace broken glass, a public adjuster brings in independent structural engineers to inspect the foundation, load-bearing walls, floor joists, and roof trusses for hidden micro-fractures and displacement.

2. Line-by-Line Itemization of Personal Property

Compiling an inventory of thousands of destroyed personal items is exhausting and emotionally draining. Public adjusters handle this burden entirely, cataloging your possessions, establishing accurate replacement values, and ensuring items are not arbitrarily depreciated by the carrier.

3. Expert Policy Interrogations

Insurance contracts are dense, convoluted legal documents. Public adjusters possess specialized expertise in policy language, helping you maximize your coverage under sections such as Ordinance or Law (which covers the increased cost of rebuilding to meet current municipal codes) and Additional Living Expenses (ALE).

4. Direct Negotiation and Liability Shielding

A public adjuster acts as your exclusive spokesperson. They handle all communications, file all technical paperwork, and meet with the insurance company's representatives at the site. This insulates you from high-pressure negotiation tactics designed to force quick, undervalued settlements.

Property Owner Recovery Timeline

Phase	Action Items for the Property Owner
Immediate (Hours 1–24)	Ensure physical safety, secure emergency shelter, obtain fire department incident number, and avoid making any verbal statements regarding the cause of the explosion.
Short-Term (Days 2–7)	Retain a licensed Public Adjuster before signing carrier waivers. Request a certified copy of your full insurance policy. Document all temporary expenses.
Mid-Term (Weeks 2–6)	Cooperate with independent engineers retained by your public adjuster. Validate that the site is properly mitigated against weather and collapse.

Navigating the Path Forward

Recovering from a residential gas line explosion is a marathon, not a sprint. The structural remediation alone can take months, and resolving the financial claims can take even longer. Attempting to manage a major property damage claim of this magnitude while managing family dislocation is a recipe for severe stress and financial loss.

By hiring an experienced public adjuster, you shift the burden of proof, valuation, and negotiation from your shoulders to a seasoned professional. This ensures your home is rebuilt safely, your financial rights are protected, and you receive every dollar you are entitled to under your policy contract.

When the Sirens Go Off: Facing Today’s Midwest Storms and Finding Your Way Back

Wed, 17 Jun 2026 08:49:23 Z

If you’re anywhere in Illinois, Indiana, Missouri, or the wider Ohio Valley today, you don’t need a meteorologist to tell you the air feels heavy. We’ve already had a brutal spring across the heartland, but today, the atmosphere is setting up for something genuinely dangerous.

According to AccuWeather's urgent storm tracking, a massive low-pressure system is colliding with warm, humid Gulf air right over our heads. It’s a worst-case recipe for explosive, fast-moving storms.

Forecasters are genuinely worried about discrete supercells, which are the isolated, long lived storms that breed violent, long track tornadoes. We are also looking at straight-line wind risks up to 85 mph, with AccuWeather’s Local StormMax™ warning of isolated bursts hitting a catastrophic 105 mph. That is Category 2 hurricane strength, right here in the Midwest.

The timing makes this outbreak particularly terrifying. While things will ignite this afternoon, the danger zone stretches deep into the night as the system races east at speeds up to 70 mph. Nocturnal tornadoes are the ones that keep us up at night. They strike when people are asleep, invisible in the dark, giving you mere minutes to react.

When a storm like this is on your doorstep, getting through it and actually recovering is not about luck. It comes down to a simple, four-part mindset: Predict, Prepare, Protect, and Recover.

Predict & Prepare: What You Can Do Right Now

We’ve predicted the threat; now we have to use these final hours wisely. If you manage a manufacturing plant, a distribution center, an apartment complex, or simply own a home, your window to prepare is closing fast.

Clear the decks: Walk your property right now. Secure loose pallets, construction materials, or outdoor fixtures. In 100 mph winds, a piece of loose plywood or a heavy trash can becomes a missile that can breach a roof or shatter commercial glass.
Check your lifelines: Power grids are likely going down today. Make sure your team has multiple ways to get warnings. Charge your backup power banks and dust off the battery-operated weather radio.
Confirm the safe zones: Re-verify your structural shelters. If you're running a business, make sure your staff knows exactly where the lowest, innermost points of the building are before the sky turns green.

Protect: When the Storm Hits

When the warnings go live, the prep work is over. The "Protect" phase is entirely about keeping people alive.

Get away from windows, exterior walls, and large open-span structures like warehouses or loading bays. If you are operating an industrial facility, execute emergency shutdowns on heavy machinery and main gas lines if you can do so safely. This simple step prevents the electrical fires and hazardous leaks that often cause more damage than the wind itself. Stay put until the local authorities give a definitive all-clear.

Recover: The Reality of What Comes Next

When the storm passes, the dust settles, and the initial shock wears off, you enter the longest, most exhausting phase: Recover.

If your property takes a direct hit or suffers severe wind and water damage, the reality is overwhelming. You aren't just dealing with a damaged building; you're dealing with a massive financial and logistical puzzle. And here is the hard truth that trips up almost everyone: the insurance company is going to send its own adjuster out immediately, but that adjuster's job is to protect the insurance company’s bottom line, not yours.

To get what you are actually owed, you need an expert in your corner. That’s where we come in at Sill Public Adjusters.

A public adjuster doesn't work for the insurance company. We work strictly, exclusively for you, the policyholder.

What the Sill Disaster Response Team Does for You

Our elite Disaster Response Team is mobilizing right now, preparing to move into the hardest-hit areas across the Midwest as soon as the storms pass. We step into the chaos so you can focus on your family and your employees. Here is how we level the playing field:

We find the hidden damage: Tornado damage isn't just about the roof that blew off. It’s about the structural framing that twisted, the micro-cracks in the concrete foundation, and the compromised roof membranes that will leak six months from now. Our engineers and estimators document every single inch of damage.
We fight for your business survival: If your plant or business is shut down, you're losing revenue every hour. Our in-house forensic accountants specialize in calculating complex business interruption losses. We make sure you are fairly compensated for lost income, ongoing payroll, and the extra expenses required to keep your clients happy.
We handle the headache: Commercial insurance policies are hundreds of pages of dense, confusing legal text. We know that language inside and out. We manage the paperwork, meet the strict policy deadlines, and handle the aggressive negotiations with your carrier to maximize your settlement.

Today's storms are going to test our communities. If you want a visual reminder of just how fast these heartland systems can change a landscape, take a look at this ABC News Tornado Coverage. It’s a sobering look at what we're up against, and why having a plan matters.

Keep your head on a swivel today, look out for your people, and know that if the worst happens, the team at Sill is ready to help you rebuild. If your property is damaged during the storm, contact Sill at 844.650.7455.

Sill "instrumental" in helping apartment manager recover after fire

Fri, 30 Jul 2021 08:36:52 Z

In January of 2019 a fire broke out at the Great Northern Village Apartments in North Olmsted, Ohio. The property is operated by Burton Carol Management, LLC.

On the night of the fire multiple crews responded to battle the flames. News reports from the scene show smoke and flames rising from the roof. Fortunately everyone was able to evacuate and no injuries were reported.

After the fire it became clear to company leaders that they needed help with their insurance claim. They turned to Sill, the leading public adjusting firm in North America.

An apartment fire claim has multiple layers which proved to be a difficult process. "This wisdom and negotiations that Mike Hickle brought to the table proved invaluable in making sure we left no issue unaddressed." said Joy Anzalone, Chief Operation Officer, Burton Carol Management.

Mike Hickle is the Vice President of Field Operations and Executive General Adjuster for Sill.

Sill was able to assess the damage and generate a complete damage report for the property management firm. Hickle reviewed the insurance policy and ensured that Burton Carol Management received the maximum settlement available per their policy.

Sill has represented numerous apartment managers who are faced with disaster. Our company has the experience and the capacity to handle any type, and any size insurance loss and claim.

The fire at Great Northern Village Apartment led to an almost $2 million claim. Our team handled negotiations with the insurance company and kept track of contractors "to make sure the quality and scope of the repairs were done as proposed." said Anzalone.

Sill has been in business for more than 90 years, in that time we have earned a reputation for being the most trusted public adjusting firm in the industry. You can read more Sill Success Stories, to find out what other clients have to say about their experience in working with us.

If you own a business, commercial property, or large residential home and you experience any type of property damage contact Sill 24/7. We have offices throughout North America and can respond to any damage incident within hours.

READ FULL TESTIMONIAL

New "destructive" weather alerts for mobile devices

Wed, 28 Jul 2021 07:33:38 Z

The National Weather Services has added a new emergency alert that will be sent to mobile devices. The "destructive" weather alert will warn anyone in harm's way.

According to the National Weather Service this new category of an alert will be triggered when a severe thunderstorm begins to produce damaging winds, hail, or lightning.

Dangerous weather conditions that come up during a severe thunderstorm include straight-line winds, derechoes, cloud-to-ground lightning, and flash floods.

The NWS will now monitor these types of severe conditions and a warning will be triggered.

The alerts will include three categories that detail the damage threat. They include base, considerable, or destructive damage threats.

RELATED | How Sill helps tornado victims

The NWS says only 10 percent of all severe thunderstorms reach the destructive category each year in the United States. This new alert will be delivered to anyone that is in a location where urgent action is needed to get to safety.

This new life saving technology is a significant enhancement from the National Weather Service, but storm damage to property is inevitable during severe weather outbreaks.

If your property is damaged during a storm you can get expert help throughout an insurance claim. A claim can be a difficult and stressful process, especially for business owners and large residential homeowners. The claims require extensive proof of loss documentation, a complete damage assessment and report, and for businesses a loss of revenue report may also be necessary.

The Sill Adjusting Group is the leading public adjusting firm in North America, with the experience to handle any type of property damage claim.

Property owners have trusted Sill to help settle their insurance claims for more than 90 years. You don't have to take on the insurance company alone, when you hire Sill we can prepare all reports and documents for the claim, and we can settle your claim much faster than you would on your own.

When you work with Sill you get the insurance settlement you deserve.

We have offices throughout North America which means we can respond to any affected area within hours. If you experience any type of property damage contact Sill 24/7.

Sill opens new office in Charlotte

Fri, 23 Jul 2021 10:17:12 Z

Sill Adjusting Group is proud to open an office in Charlotte, North Carolina that will allow us to better serve property owners throughout the region.

Sill is the leading public adjusting firm in North America with multiple offices throughout North America. Our Charlotte office is led by Stephanie Cleare, the Regional Vice President.

QUESTION | What is a public adjuster?

Prior to joining Sill, Stephanie spent 20 years mastering all categories of the Caribbean Property Casualty Insurance market in claims, underwriting and agency. She is a member of the Chartered Institute of Loss Adjusters, an associate member of the Chartered Insurance Institute, London UK and holds the prestigious Chartered Insurance Practitioner designation. (LEARN MORE)

Cleare is licensed in North and South Carolina, and ready to help any property owner who finds themselves dealing with damage that turns into an insurance claim.

From our Charlotte office, we will now be able to quickly respond to any loss situation anywhere from the Outer Banks to Charleston, Asheville, Greensboro or anywhere in the Carolinas.

RELATED | Why you should choose Sill

We specialize in business and large residential damage claims, and property owners have trusted Sill for more than 90 years.

We've helped our clients with thousands of types of claims, including:

Office buildings, Multi-Family Apartment Buildings
Schools & Government Organizations
Religious Institutions
Restaurants, Retail, and Shopping Complexes
Manufacturing or Warehouse Operations

An insurance claim can be a stressful and difficult process, but when you work with Sill we take on the burden of handling your claim so you do not have to. When we get involved we can quickly assess your property damage, produce a complete damage report, review your policy to identify all coverages, and negotiate with your insurance provider to settle your claim much faster than you will on your own.

When you hire Sill you get the insurance settlement you deserve.

If you experience any type of property damage you can contact Stephanie at our new office in Charlotte at 800.524.0006.

Virginia governor urges residents to create hurricane plan

Thu, 22 Jul 2021 11:30:54 Z

Virginia's Governor, Ralph Northam, is asking people in Virginia to put together a hurricane response plan. In a recent report published by The Gazette-Virginian, Governor Northam is warning state residents about the forecast for a very busy hurricane season.

The governor is warning everyone, not just those who live or work in the coastal areas. There is a risk of inland flooding and damage from strong winds for most of the state, should the right storm track bring a hurricane into Virginia.

Coastal flooding, storm surge, and other wind damage is also a threat for those living on the coast.

“Hurricanes and tropical storms can have devastating impacts on every part of our commonwealth, not just coastal communities,” Northam said. “As the 2021 hurricane season begins, now is the time for all Virginians to prepare for a potential storm by checking your insurance coverage, making an emergency plan, and having a disaster kit ready.”

The state already saw the effects of Tropical Storm Elsa that impacted parts of the state earlier this year.

At Sill, we have been sharing important updates about the projections for an active hurricane season for months. Part of your hurricane plan should include a review of your current insurance policy. Your plan should not stop there though, property damage is very likely during a hurricane so having a plan for your home or business is critical to your recovery efforts.

Sill is the leading public adjusting firm in North America and we help hundreds of property owners each year who find themselves dealing with property damage.

If you experience property damage you do not have to handle your insurance claim alone. Our company features a team of property damage, and licensed insurance policy experts. We work for you, the property owners, to complete a thorough property damage assessment and report, and we handle all of the critical documents necessary in an insurance claim.

We have worked with almost every insurance provider in the business to successfully settle claims much faster than you would on your own.

Hiring Sill means you will also get the insurance settlement you deserve.

In Virginia, Governor Northam is asking everyone to have a plan that will ensure the safety of your family or co-workers. His advice includes a review of your insurance coverage before a storm moves in.

Sill will continue to monitor any storm activity and our disaster response team will respond to any region impacted by a storm. Be sure to contact Sill or save our phone number, 800.524.0006, in your phone so you can call us for help with any property damage claim.

SOURCE | The Gazette-Virginian

Tropical Storm Bill churning off the East Coast

Tue, 15 Jun 2021 09:45:21 Z

Tropical Storm Bill is churning off the East Coast, already the second named storm of the 2021 hurricane season for the Atlantic Basin.

According to the National Weather Service the storm is moving northeast, about 240 miles southeast of Nantucket, Massachusetts.

At this point meteorologists do not expect the storm to cause any significant damage to property. Rough surf should impact boating and fishing off the coast, but the storm is expected to dissipate sometime Wednesday.

Sill's disaster response team is carefully monitoring the tropics, and we're prepared to respond to any region that may be impacted throughout the hurricane season.

Property owners in an area that could be hit with a hurricane need to understand the risks, and take steps to be prepared. Something to keep in mind is to have a plan for how you will handle any property damage to your home or business.

Hurricane damage to your property can lead to a long and difficult insurance claim, but you do not have to take on the insurance company alone. At Sill, we offer a professional insurance claims management service for property owners.

Sill is the leading public adjusting firm in North America with more than 30 office locations. We have offices in Houston, Orlando, Delray Beach, Fort Myers, West Palm Beach, Atlanta, Baltimore, Charlotte, and Washington, D.C. which means our team can respond to any affected region within hours.

QUESTION | What is a public adjuster?

Our disaster response team will deploy immediately after a storm to help property owners who need to file an insurance claim.

Here's what we do:

Review your insurance policy
Document your property damage, including all contents
Schedule meetings and handle communication with your insurance company
Settle your claim faster

Hiring Sill means you'll have an insurance expert on your side throughout the complicated insurance claims process.

While Tropical Storm Bill may not have a significant impact the forecast for the remainder of the hurricane season is ominous. A recent study released by AccuWeather shows that hurricanes are growing more powerful which means more property damage is likely.

Sill has a complete team of licensed public adjusters, property damage and inspections experts, insurance policy experts, and adjusters that can handle every aspect of your claim. When you work with Sill we can take on the burden of handling your claim so you do not have to.

Our team has the experience to process your claim, handle all proof of loss documentation, review and understand all policy coverages, and we have worked directly with almost every insurance provider in the industry to successfully handle any type of damage claim. When you hire Sill we can settle your claim much faster and we ensure that you get the insurance settlement you deserve.

If you experience any type of damage contact our team 24/7 by emailing info@sill.com, or by calling 800-524-0006.

Is your insurance policy ready for a wildfire?

Mon, 14 Jun 2021 11:12:57 Z

According to AccuWeather meteorologists the upcoming wildfire season could be devastating. More than 75% of the western states are experiencing drought conditions.

A recent article posted by Bethan Moorcraft, Senior Editor at Insurance Business, outlined three coverages property owners should ask their insurance agents about.

A quick conversation with your insurance agent before a wildfire is burning in your area could make a huge difference in the event your property is damaged.

Here are the three coverages to explore:

Extended replacement cost coverage
Building code upgrade coverage
Small business insurance

If your home or business is damaged by a wildfire you don't have to handle your insurance claim alone. You can hire Sill for help with every aspect of your claim. Starting with an expert review of your current policy from one of our licensed public adjusters.

WHAT IS A PUBLIC ADJUSTER?

Sill is the leading public adjusting firm in North America with more than 30 office locations, and we have one in Denver. We can respond to any damage incident in North America within hours.

Our team can help you to settle your claim much faster than you will on your own, and we can ensure that you get the insurance settlement you deserve.

Here's what we can do for you after a wildfire:

Review insurance policy
Document all damage and provide complete report to your insurance company
Schedule meetings, handle all communication with your insurance company
Finalize your settlement much faster, and for a larger amount

Sill is a trusted resource for property owners, we represent your interests throughout the long and difficult insurance claim process. When you work with Sill we can handle the burden of an insurance claim so you do not have to.

CONTACT SILL NOW

Sill has an office in Denver, our team is available now to answer any questions you have about how to handle a wildfire loss claim. Contact our team 24/7 at 303-220-1800 or complete the contact form on this page.

STUDY: Hurricanes are growing stronger, more property damage is likely

Fri, 11 Jun 2021 07:00:44 Z

A recent study done by AccuWeather Meteorologists reveals that hurricanes are growing strong. Weather experts analyzed data from recent storms and found that systems that do gain hurricane strength are becoming stronger and more powerful.

In the report they say warm water and more moisture in the air is what is causing storms to increase in intensity. Hurricanes are devastating for property owners, especially with hurricanes that reach a Category 3, 4, or 5 designation.

2020 was a record setting year for the most named storms, with more than 30 tropical systems named in the Atlantic. 2017 proved to be the costliest year as far as damage as Hurricanes Harvey, Maria, and Irma all made landfall as Category 4 storms. These three storms combined led to a staggering $283.6 billion in damage.

STUDY: Top 15 regions at risk for hurricane damage in 2021

According to the National Oceanic and Atmospheric Administration, or NOAA, 2005 Hurricane Katrina caused $172.5 billion in damage after slamming into New Orleans. This proved to be the costliest hurricane in history for the United States.

Sill is the leading public adjusting firm in North America with more than 30 office locations. Our disaster response teams in Delray Beach, Orlando, Houston, and Atlanta specialize in hurricane damage claims.

For property owners, especially commercial and large residential properties, you don't have to take on the burden of handling a complex and stressful insurance claim by yourself. Your insurance provider will have a team that will respond to your claim, but they have the insurance company's best interest in mind.

WHAT IS A PUBLIC ADJUSTER?

Hire Sill to get help, and level the playing field. When you work with Sill our team of insurance and property damage experts will guarantee that you get the insurance settlement you deserve, and speed up the process to settle and get you on the road to recovery much faster.

Here's what Sill Public Adjusters will do for you:

Review your insurance policy
Document your property damage and all contents
Schedule meetings and handle ALL communication with your insurance company
Finalize your settlement faster

Hiring Sill means you'll have an insurance expert on your side throughout the complicated insurance claims process.

NO CLAIM IS TOO LARGE

Sill is the most experienced public adjusting company in the industry, meaning we have earned the trust and respect of hundreds of clients each year.

In 2018 Hurricane Michael caused more than $90 million in damage to apartment complexes owned by Arbor Properties. It was a devastating storm that left almost 850 units with varying degrees of damage.

Sill stepped in to document the damage, work with the insurance company to determine the loss value, and allowed the property owners to focus on their rebuilding efforts.

With our help the property owner was able to receive settlement installments that helped them to rebuild much faster.

This ended up being one of the largest insurance claims in history that a public adjuster had worked on. With Sill, you can trust that you are working with the most experienced property damage experts.

June 1st is the start of the upcoming Atlantic Hurricane Season and Sill will be monitoring the weather, ready to respond to any area that may be impacted. If you experience any type of damage contact our team 24/7 by emailing info@sill.com, or by calling 800-524-0006.

AccuWeather meteorologists predict another bad wildfire season

Fri, 11 Jun 2021 06:53:54 Z

Wildfires are devastating for property owners. According to AccuWeather the months ahead are setting up to be very dangerous for Western states.

Very little rain has led to "more than 75% of the western United States experiencing drought conditions." Unofficially the wildfire season runs from May to October each year.

In 2020, Sill's team of licensed public adjusters responded to devastating fires outside of Denver. Hundreds of thousands of acres burned in Larimer, Boulder, and Grand Counties. Sill helps property owners to recover after a fire.

WHAT IS A PUBLIC ADJUSTER?

Our team helps business owners, or large residential property owners who are faced with disaster. If your property is damaged by fire you will likely file an insurance claim.

Hiring Sill to assist with that claim means we can take the burden of a long and complicated insurance process off your shoulders.

VIDEO | Top public adjusting firm in North America

Sill has the experience to handle any size property loss, and we have successfully negotiated claim settlements with almost every insurance provider in the business.

Here are 5 ways Sill can help wildfire victims:

Find temporary housing for your family
Make sure policy requirements are met
Document your property damage and all contents
Schedule meetings and handle ALL communication with your insurance company
Maximize your claim recovery

Sill is the leading public adjusting firm in North America with more than 30 office locations. For anyone who finds themselves dealing with a property damage claim, contacting Sill can save you countless hours and thousands of dollars. Our team in Denver is monitoring the weather situation, and they will be ready to help anyone who finds themselves dealing with wildfire or smoke damage.

Contact our team 24/7 by emailing info@sill.com, or by calling 800-524-0006.

STUDY: Top 15 regions at risk for hurricane damage in 2021

Thu, 10 Jun 2021 09:43:27 Z

A new report released by CoreLogic reveals the top 15 metropolitan areas that are at risk for hurricane damage. CoreLogic is a data analytics firm that provides risk assessment, valuation, and market intelligence in the housing industry.

Their 2021 Hurricane Report provides a statistical analysis for single family residential homes, and multifamily homes that may be at risk of sustaining damage from either hurricane winds or storm surge flooding.

In the report, CoreLogic says "increasing sea levels influenced by climate change will bring a greater frequency and severity of storm surge flooding to exposed communities."

STUDY: Hurricanes growing stronger, more property damage is likely

CoreLogic also looked at population densities, as well as the number of single family residential (SFR), and multifamily residential (MFR) structures that in coastal areas or areas deemed to be at risk of storm surge.

Their statistical analysis led them to rank the top 15 metropolitan areas at risk for property damage this year.

Here are the top 5:

1 - New York City

2 - Miami

3 - Tampa, FL

4 - New Orleans

5 - Virginia Beach, VA

According to the report in the New York City region more than 780,000 SFR, and more than 100,000 MFR homes are at risk of storm surge damage. More than 3.3 million SFR, and more than 448,000 MFR homes are at risk for wind damage in New York City.

The report includes an analysis of the strength or severity of a storm, the potential damage as far as cost per square foot to a structure. Reconstruction costs after a storm are staggering, in some cases reaching billions of dollars in a single metropolitan area that is impacted.

Property owners who are in an at risk area should be prepared for what may happen after their property is damaged. You will likely file an insurance claim, and could undergo a long and confusing claim process, but you don't have to.

Sill's team of public adjusters specialize in hurricane damage claims and we can provide professional help for property owners. You don't have to handle the claim by yourself, you can hire Sill and trust that your claim will be handled by experts in property damage inspection, insurance policy, and damage valuation.

Sill is the leading public adjusting firm in North America with the largest and most experienced team in the industry. With Sill you have a complete team that can handle every step of an insurance claim.

When you hire Sill your claim gets settled faster and we can ensure you get the settlement you deserve.

Contact Sill if your property is damaged during a hurricane. Our team can respond to any location in North America within hours of an incident.

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