OUTSTANDING PERFORMANCE, OPTIMUM CLIENT BENEFIT
OUTSTANDING PERFORMANCE, OPTIMUM CLIENT BENEFIT
The playing field of handling a property claim is not what any insured expects. The insurance company has career adjusters advocating for its interests. Those adjusters retain “hired-gun” estimators to confirm the carrier’s positions and valuations of a loss. The burden of proof to establish the valuation of damages falls squarely on the insured. If the insured is unable to overcome that burden of proof, they will get paid what the carrier wishes to pay, not necessarily the fair value of the claim. Insureds need their own professional representation advocating for their interests. Public adjusters are those advocates! Preparing and filing a claim requires complying with policy requirements, and it takes hours upon hours to ensure that it's done properly. Sill's team of experts help to relieve the policy holder of the responsibilities of documenting and filing your claims, allowing them to focus on rebuilding their life.
Dealing with a property insurance claim following a disaster is stressful and horribly time-consuming. Your first demand is to review and understand your insurance policy to determine whether or not the loss is covered under the terms of the policy, and to determine if there are any limitations and/or exclusions to the coverage(s) or amounts. Sill’s adjusters and attorneys have decades of experience reviewing insurance policies and can quickly determine what is covered under the policy, including often uncovering extensions of coverage that are not readily apparent. Coincident with the policy review, Sill’s team will begin documenting the proof of damages to your building and personal property, and the loss to your business income to submit to the insurance company to ensure that you meet your burden of proving your damages.
To put it bluntly - immediately! We see time and time again how insurance companies use the time immediately following a disaster to capitalize on the chaos and get the policyholders to either compromise their claims or agree to partial settlements that are far below what they are actually owed. By hiring Sill public insurance adjusting firm, you ensure that your claim is in the hands of an expert and experienced team, who will work throughout the claim and in all areas of the claim in your best interest to get you the maximum settlement for your policy. Equally important, offloading the claim to Sill allows you the time and energy to focus on restoring your life and / or business.
Experience, expertise, professionalism, integrity, and licensing in the type and size of loss you suffered in the state of your jurisdiction! Ask the Public Adjuster to see a list of references of similar companies which have suffered similar losses. Ask to let you contact their references. Any public insurance claim adjuster you choose to work with should have years of experience handling a similar type and size of claim, and should have their own employed complete team of dedicated staff - including adjusters, building estimators, contents appraisers, certified public accountants, and in-house attorneys. A small public adjusting firm will not be able to devote the time and attention to all of their claims needed for successful recoveries. Do you want your claim to be the one without the needed attention and pro-activity? You may only have one major claim in your lifetime, why not use the very best public adjuster in the industry?
Insurance policies, just like all legal documents,, should be reviewed only by attorneys and adjusters trained in property insurance policies. Policies are intentionally drafted vaguely, leaving them open to interpretation by your insurance company-most always in their favor. The policy is the roadmap that dictates how and how much a claim may be settled for. If you are not expert in property policies, it is almost certain that you will badly compromise your claim by failing to recognize coverages that exist or by failing to convince a skilled adjuster, who has been hired by the carrier to represent its interests, as to your interpretation of the policy. Furthermore, it will be nearly impossible for you to meet your burden of proof of damages without a detailed, line by line itemization of damages to your building, contents, or business loss.
You work with an insurance agent to acquire an insurance policy. Period. They are not trained in claims adjusting. And certainly do not have any the knowledge or ability to prepare an Xactimate building estimate (required by insurance carriers). Finally, your insurance agent may have a conflict of interest in connection with your claim, as he or she may receive bonus compensation from carriers at the end of each year based upon their claims’ ratios. Your insurance agent may be able to recommend a public insurance claims adjuster, but do not rely on them to help handle your claim.
In order to meet your burden of proof, you may need all or part of the following:
Public adjusters work exclusively and only for the best interest of the policy holder - not the insurance company. For this reason, we only get paid if you get paid, and the fees for services are generally a small percentage of the insurance settlement. Most of our past clients have seen such significant success with the settlements Sill has been able to procure that the fee is fully absorbed by the final settlement amount.
Business interruption claims due to Covid-19 reach Ohio Supreme CourtBusiness interruption claims from Covid-19 are under review by the Supreme Court of Ohio. Sill's public adjusting team is carefully monitoring the situation.
Above average hurricane season predicted for 2021Public adjusters at Sill are ready to respond. Weather experts are predicting an above average hurricane season this year.
Strong winds whip parts of Ohio, thousands without powerPublic adjusters can help property owners who find themselves dealing with property damage after a wind storm. Get a second opinion about your claim from Sill.
Tornadoes leave trail of destruction in the Deep SouthPublic adjusters from Sill's disaster response team are ready to help any property owner who is dealing with property damage after a recent tornadoes.
Dangerous tornado outbreak possible in the SouthSill's team of public adjusting experts are ready to respond to any location that may be impacted by a tornado outbreak this week in southern states.
CNN: 'Supercharged tornado season' is possible this yearPublic adjusters from Sill are prepared to handle what could be a very active tornado season this Spring. Contact us if you experience any type of damage.
Consumers Reports suggests hiring a public adjuster in TexasConsumers Reports suggests property owners in Texas hire a public adjuster for help with property damage insurance claims due to recent storms.
Are broken water pipes covered by my insurance?Call a public adjuster from Sill for help if you have property damage due to winter weather in Texas. We can settle your claim faster, and for a much larger amount.
Insurance claims explode in Texas due to frozen pipesPublic adjusters from Sill are ready to help anyone in Texas who will be filing a property insurance claim. Our team of licensed insurance experts can help you settle faster.
The insurance company is not your friend according to a client we worked forPublic adjusters from Sill can help property owners dealing with a large loss claim to recover from any type of disaster.
More than 150 million people under Winter Storm WarningPublic adjusters from Sill are ready to help property owners who find themselves dealing with an insurance claim due to winter weather.
Sill's team of public adjusters help apartment manager recover after fireA Cleveland area apartment owner has hired Sill public adjusters to help with multiple claims. Find out how we can help your business recover after a fire.
Nor'Easter to impact Pennsylvania and New EnglandPublic adjusters from Sill are ready to respond to any type of property damage caused by recent snow storms. Find out how we can help with your insurance claim.
What is a public adjuster?Public adjusters help property owners who find themselves involved in an insurance claim dispute. Sill is the leading public adjusting firm in north America.
What to do if your property insurance claim is deniedPublic adjusters from Sill can help you if your property damage claim was denied by your insurance company. Contact our team 24/7 for help with your claim.
Sill helped Trimjoist to 'survive' after fireSill public adjusters helped the Trimjoist Corporation survive after a devastating fire tore through the manufacturing warehouse and maintenance build.
Sill public adjusters helped Rutland Plywood Corporation recover after fireSill public adjusters helped a plywood company in Vermont through a devastating fire. See how our team helped the business get back on track with expert help through a property loss claim.
Polar vortex could bring extreme cold and snowPublic adjusters from Sill are ready to help you if your experience any type of property damage caused by extreme cold brought in by the polar vortex.
Tornadoes leave path of destruction outside of Tampa, FLPublic adjusters from Sill are in the Tampa area talking with property owners who were impacted by recent tornadoes. Our team can help you if you plan to file an insurance claim.
Extreme snow expected in Pennsylvania's Lehigh ValleyPublic adjusters from Sill are ready to help property owners who may be forced to file an insurance claim as a result of the looming Nor'easter.
7 things often overlooked by an insurance adjusterPublic adjusters can help you to find 7 things often overlooked by your insurance company's adjuster. Sill can help if you've experienced any type of loss.
Christmas tree and holiday candle fire safety tipsIf you experience a fire this holiday season contact Sill, the leading public adjuster firm in the country. We can help you settle your claim faster.
Tornado damage? Hire Sill public adjusters for help with your claimSill public adjusters can help recover from tornado damage. Contact our team today to get help with your property insurance loss claim.
5 things to do right away if your property is damagedContact a public adjuster right away if you experience any type of property damage. Sill is the leading public adjusting firm in the country.
Heavy snow may cause a collapse, Sill public adjusters can helpPublic adjusters from Sill have the experience you need to handle any type of property insurance loss claim you may need to file after a building collapse.
Tips to prevent ice dams and roof damage during winterPublic adjusters can help property owners who file an insurance claim due to winter weather damage to their property. Get tips about how to prevent ice dams.
Colder weather increases risk of fireColder weather means an increase in fire risk. Here's some advice for property owners that may help you to reduce the risk of fire.
Record setting hurricane season is still going, are you prepared?The 2020 Atlantic Hurricane Season has already set records, but it isn't over. Are you prepared to handle a property insurance loss claim?
Have you suffered a property loss due to a hurricane? Get a 2nd opinion on your insurance claim today.If you are dealing with a property insurance loss claim you have the right to get a second opinion. Contact Sill for help negotiating your claim today.
Get a second opinion on a property insurance claim from Sill public adjustersDid you know you can get a second opinion on a property insurance claim from a public adjuster? Sill is the leading public adjusting firm in the country.
Wildfires cause significant property damage in Larimer County, COHave you suffered a property insurance loss? Sill's team of public adjusters in our Denver office are there to help and who will be filing a claim.
Sill led one of the largest hurricane loss claims in historySill's team of public adjusters has the experience to handle significant property damage claims caused by hurricanes. See how we helped a Florida property owner.
5 ways a public adjuster can help wildfire victims in ColoradoWildfires have damaged hundreds of homes in Colorado. Our team of public adjusters are there to help now. Contact Sill for help with an insurance claim.
Smoke damage? You still have an insurance loss claim after wildfiresPublic adjusters in our Denver office are ready to help property owners who have experience any kind of damage resulting from wildfires in Colorado.
How a public adjuster can help Colorado wildfire victimsWildfire victims in Colorado are soon going to be dealing with an insurance claim. Sill public adjusters are in Denver, and can help property owners through the process.
Sill welcomes William Mangelluzzi to the teamSill is pleased to add William Mangelluzzi to our team. Sill is the leading public adjusting firm in the country.
Denver area wildfires lead to evacuationsSill's public adjuster team in Colorado is there to support anyone who may be impacted by devastating wildfires. Be prepared to contact our team today.
Sill's team helps restaurant owner recover after fireSill public adjusters have worked with countless business owners after a loss. Find out how our team supported a restaurant owner in Indianapolis.
5 ways Sill may maximize your insurance claimHere's 5 ways Sill public adjusters will work to maximize your claim. Our expert team has the experience to guide your through any type of loss claim.
Sill earns repeat business with quality work for our clientsSill is the leading public adjusting firm in the country, our experts consistently earn repeat business from our clients who have suffered multiple losses.
Sill may be able to help, even months after your property is damagedIn some cases, Sill's public adjusters may be able to help you, even if your property loss happened more than a year ago.
Sill's professional approach helps Pittsburgh dry cleaner after fireIn September of 2019, a devastating fire tore through Leff-Marvin Cleaner. The fire severely damaged the building and left the owner with injuries.
What Sill public adjusters look for in a water damage claimProperty damage comes in all forms and Sill's team of public adjusters has over 90 years of experience handling any type of loss claim.
Bauman Orchards recovers from fire with Sill's supportIn February of 2019, a fast-moving fire tore through the barn at the Scenic Ridge Fruit farm in Jeromesville, Ohio.
Hurricane Sally made landfall early Wednesday morningHurricane Sally brought strong winds and heavy rains to the northern gulf coast region. Contact Sill for help with any insurance loss claim
Sill helps Diesel Dick's after fire destroyed business in Bloomington, ILSill Public Adjusters worked with an auto repair shop in Bloomington, Illinois that was destroyed by fire in October of 2019.
The Federal Metal Company's recovery from fireSill Public Adjusters helped The Federal Metal Company in Bedford, OH to recover from a significant fire at their facility.
Hurricane Laura makes landfall as a devastating Category 4 stormHurricane Laura is leaving a trail of damage in its wake. Sill Company has an experienced team of public adjusters ready to help with an insurance claim.
3 reasons to contact Sill Company if Hurricane Laura causes property damage to your home or businessHurricane Laura is set to make landfall in the Gulf region. Contact Sill Company for help with your property damage claim.
Are Damages to Businesses from Riots Covered Under Property Insurance Policies?Sill shares insights into damages resulting from riots and discussed potential coverage under commercial property insurance policies.