What’s Left in Hurricane Dorian’s Wake

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Hurricane Dorian Headed for Southeast

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What is the Outlook for Hurricane Season in 2019?

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How to Get the Maximum Insurance Payout from Hurricane Michael and Other Storm Claims

Michael, the Hurricane, No Florence!


Michael, the Perlmuter, Explains Why and How Alex. N. Sill Can Get You Max Insurance Payout from Storm Claims

By Michael C. Perlmuter, JD, President & General Counsel

I spent much of yesterday, including last night and then into the early hours of today, Day 2 of Hurricane Michael, watching the damage inflicted on Florida’s panhandle, elsewhere along the Gulf Coast and then deep into Georgia. Your powerful winds have taken a severe toll in Panama City, Panama City Beach, Mexico Beach, and communities nearby.

My focus has been no less as I have tracked the devastation, following…

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Of Hurricanes and Fires, or The Gripes of Wrath

Of Hurricanes and Fires
Or
The Gripes of Wrath

By Michael C. Perlmuter, JD, President & General Counsel

John Steinbeck, if he were still among us, would need little more than keeping his attention plastered on the news and weather reports to find some grist for another novel. The hurricane, earthquake and fire outbreaks which have been tormenting much of the western hemisphere might not be the focal point of the plot, but they certainly could provide backdrop for the significant angst he chronicled.

Five major outbreaks, including three hurricanes (Harvey, Irma and Maria), an earthquake and a wildfire during the past several months…

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Expert Has Advice on Hurricane Harvey Insurance Claims

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Hurricane Harvey: A Reminder to Update Your Property Insurance

Hurricane Season is Here and Now! Don’t Be Complacent. Be Aware, Prepare By Reviewing, Updating Your Business, Home, Property Insurance Before Disaster Strikes.

By Michael C. Perlmuter, JD, President & General Counsel

Most of the U. S. based weather services issued warnings. First they predicted a modest number of storms for the 2017 season. Next, in the past few months, changing weather conditions compelled the services to “up” their predictions.

Then along came Hurricane Harvey.

Harvey is / was every property owner’s worst nightmare. Weather scientists did not have the benefit of a week or more to track Harvey. Harvey developed in just…

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Florida Court Rules on Concurrent Causation

Florida Supreme Court Support for Homeowner “Concurrent Causation” Property Claim May Benefit Insureds in Other States, Too

By Michael C. Perlmuter, JD, President & General Counsel

The State of Florida is known for giving us pristine beaches for winter get-aways and views of spectacular space missile launches. Now, beyond family vacations and rocket ships, a recent insurance-related case adjudicated in Florida rendered a ruling from which insureds may be able to benefit in the future.

The Florida Supreme Court in 2016 issued a ruling which, in at least that state for starters, closed a significant loophole which has been festering for 30…

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Wildfires and Tornadoes and Floods, Oh My!

Understanding Which Natural Disasters Are Covered By Insurance

By Michael C. Perlmuter, JD, President & General Counsel

The 13 “Oz” novels written by L. Frank Baum regale readers with acts and images of fantastical fantasy.  The tornado lifting a farm house from its Kansas foundation and sent swirling into the atmosphere before dropping mercilessly on the Wicked Witch of the East is but one of the many creative interpretations presented in the 1939 movie adaptation of Baum’s series “The Wonderful Wizard of Oz.” The Munchkin coroner was among the first on the disaster scene, proclaiming the victim not “merely dead,” but…

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