Commercial

Manufacturing

Property losses to manufacturing facilities are among the most challenging to adjust. It is vital that the public adjusting firm working with you has extensive experience in evaluating the specific issues related to adjusting manufacturing claims, such as familiarity with manufacturing equipment and its depreciation, understanding of the manufacturing process, and perhaps most important, experience in compiling business interruption loss claims in the manufacturing environment.

Real Estate

Adjusting claims on behalf of real estate owners and property managers, including apartments, shopping centers and malls, office buildings, condominiums, and multi-tenant structures, is a specialty of the Sill Adjustment Company. The challenges faced in adjusting real estate losses require meaningful experience in that venue, such as the issues involved in review of leases, identifying and segregating insurable interests between the owner’s and tenant’s policies, and experience in projecting loss periods for the proper documentation of rental and income loss claims. 

Hospitality

The hospitality industry, including hotels, motels and resorts, historically has a high incidence of property damage claims. Sill has vast international experience adjusting property losses from all types of perils. The application of depreciation to real and personal property combined with the sophistication and experience needed to project loss periods for the proper documentation of business interruption claims are the issues that must be most significantly addressed by an insured in selecting a public adjusting firm to manage its loss.

Churches

Churches, synagogues and other faith-based institutions have found the support of our professionals of great value during the crisis presented by a large property loss. Claims can be overwhelming to both the religious and lay staff and Board of Trustees, especially with the congregation’s need to expedite the rebuild. Sill’s building, contents, and business interruption personnel are veterans in handling these difficult claims and getting these institutions back on their feet again quickly.

Schools and Universities

Due to their unique place in our society, losses sustained by schools and universities present these institutions with the two-fold goal of recouping damages and providing for quick resolution of claims. Sill has worked extensively with school and university boards in coming to speedy and successful recoveries throughout North America and the Caribbean.

Government

Since 1928, Sill has worked with many governmental entities helping to appraise and compile claims. Our ability to be on-site immediately following a loss has spelled a meaningful difference to our many satisfied governmental clients. 

Restaurants

Restaurants, catering facilities, and other retail food enterprises encounter unique issues when suffering property damage. Clearly, there is the initial issue of properly estimating the damage to building, equipment and décor. In addition, calculating both business income loss and determining the loss period can be quite complex in the food service industry. Sill has extensive experience in quickly and successfully adjusting claims in the restaurant and food service business, ensuring that you are up and operating in the shortest possible time frame.

Private Clubs

Property losses incurred by private country, dining, and social clubs can provide both the professional club management and Board of Trustees with difficult situations if not managed professionally. The members will expect the facility to be fully restored immediately to comparable or better condition. Failure to achieve quick and full recoupment of loss could result in lost members and loss of reputation to a club. Sill has successfully represented many private club losses throughout the country, providing professional guidance to the club and assuming responsibility for management of the property claim.

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